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* `The perception of what constitutes an asset, and what it is that creates wealth is shifting dramatically. Intellectual capital is becoming relatively more important than physical capital. Indeed, the new source of wealth is not material, it is information, knowledge applied to work to create value.'

* `No longer does it take a massive investment to produce a newsletter or a small newspaper. Desktop publishing technology gives small groups and even individuals that ability for around $20,000. In a kind of an electronic throwback to America's Committees of Correspondence during the Revolution that kept patriots advised of the latest developments in the war with England, private PC users have put in place thousands of electronic bulletin boards that carry news about everything from personal experience to political messages.'

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