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Can you manage your money? A personal finance quiz.

Are you financially literate enough to manage your own money? Teenagers say less than half of their families have had a discussion about money management, according to a 2011 Junior Achievement/Allstate Foundation survey. Another poll by Yahoo Finance found that 37 percent of adults have no retirement savings, and 38 percent plan to live off Social Security after retirement. When it comes to making good decisions about money, are you a beginner, a financial whiz, or somewhere in-between? Take the quiz to find out. 

A New York departmental store worker checks for counterfeits as she counts large denomination bills.
REUTERS/Eduardo Munoz
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Question 1 of 45

1. Typically, the lowest interest rate on a loan comes from a ...

Pawn shop


Savings bank or credit union


Commercial bank


Credit card


1 of 46