Seven money goals for young adults

In your 20s or 30s? Here are seven money goals you should make and meet.

2. Regularly check your credit report

Martin Meissner/AP/File
A MasterCard credit card with a computer chip is posed for a photo in Gelsenkirchen, Germany. Checking your credit report on a regular basis is a great step toward having robust finances.

In order to start your financial life off on the right foot, it's smart to know how to check your credit report. Keeping track of any credit errors or reporting mistakes will ensure that the credit history you're building is accurate. You don't want to be caught off guard when you apply for a new job, or buy your first home.

Get into a routine of regularly checking your credit report, and keeping track of your credit score. If you find errors or mistakes, you can get them corrected so they won't taint your credit.

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Dear Reader,

About a year ago, I happened upon this statement about the Monitor in the Harvard Business Review – under the charming heading of “do things that don’t interest you”:

“Many things that end up” being meaningful, writes social scientist Joseph Grenny, “have come from conference workshops, articles, or online videos that began as a chore and ended with an insight. My work in Kenya, for example, was heavily influenced by a Christian Science Monitor article I had forced myself to read 10 years earlier. Sometimes, we call things ‘boring’ simply because they lie outside the box we are currently in.”

If you were to come up with a punchline to a joke about the Monitor, that would probably be it. We’re seen as being global, fair, insightful, and perhaps a bit too earnest. We’re the bran muffin of journalism.

But you know what? We change lives. And I’m going to argue that we change lives precisely because we force open that too-small box that most human beings think they live in.

The Monitor is a peculiar little publication that’s hard for the world to figure out. We’re run by a church, but we’re not only for church members and we’re not about converting people. We’re known as being fair even as the world becomes as polarized as at any time since the newspaper’s founding in 1908.

We have a mission beyond circulation, we want to bridge divides. We’re about kicking down the door of thought everywhere and saying, “You are bigger and more capable than you realize. And we can prove it.”

If you’re looking for bran muffin journalism, you can subscribe to the Monitor for $15. You’ll get the Monitor Weekly magazine, the Monitor Daily email, and unlimited access to CSMonitor.com.

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