Share this story
Close X
Switch to Desktop Site

How a husband and budget helped me lose the stress (mostly)

(Read article summary)
View video

Universal Pictures/Album/Newscom/File

(Read caption) John Gregson and Dinah Sheridan got a flat tire in the 1953 film 'Genevieve.' With the right budget, even the unexpected won't rattle your plans.

View photo

Well, Bob and I just finished week 3 of the Financial Peace University. This lesson would have been the hardest for me if I weren’t married to Bob. It’s about the budget. It’s pretty impressive, because in the monthly cashflow plan breaks down into a bunch of forms, like budgeting worksheets, that you have to fill out. Each one helps you get control of your monthly expenses in a different way. Dave talks about how it’s absolutely necessary to do this in order to succeed. Then, you know where your money is going. It really is empowering to know that you’re telling your money what to do instead of being controlled by how much (or little) money you have.

Single life

When I was single, I didn’t have a budget really. I mean, sometimes I would budget somethings out, but I there was a lot of money that was “disappearing!” Know what I mean? One time, I got a flat tire. I had a male co-worker go with me to the tire place and help me out so I didn’t get taken advantage of (at least I had that going for me!). Well, I needed 2 new tires and I had no idea where the money was going to come from. I felt so out of control and really stressed out. It was horrible! But I didn’t know what to do! So, I got the tires, put it on the credit card, and tried to forget that awful feeling.

About these ads

Married life

When I married Bob, I had a different situation on my hands. One day we had a flat tire and I started feeling the way I felt when I was on my own. But when I talked to Bob about it, he told me it was no big deal. The money was already there in our car maintenance fund. What a huge sigh of relief! I didn’t have to worry! I didn’t have to stress myself out! And I didn’t have to get into any more debt because of it! What a great feeling!

I now, can’t believe that I never had a budget before I married Bob. I used to think that it would feel restricting to have to put my money in certain categories, or envelopes (as Dave talks about). But now, I realize it’s not restrictive at all. It’s completely freeing! When (not if) life happens and something goes wrong, there’s money there to cover it. No debt, no worry. For the first time, I’ve got peace about money. And it all has to do with the fact that I’m doing my part.

If you don’t have a budget, START ONE! If you need an accountability partner, ask someone you trust! There is also a ton of budgeting software available, so really there is no excuse. It’s a little bit of work on the front end, yes, but the end result will be so much better than you can even imagine!

Related Posts:

Add/view comments on this post.


The Christian Science Monitor has assembled a diverse group of the best economy-related bloggers out there. Our guest bloggers are not employed or directed by the Monitor and the views expressed are the bloggers' own, as is responsibility for the content of their blogs. To contact us about a blogger, click here. To add or view a comment on a guest blog, please go to the blogger's own site by clicking on the link above.

Follow Stories Like This
Get the Monitor stories you care about delivered to your inbox.