It's easy to plop down on the couch after a long day's work, Hamm writes, but that's not exactly a productive or financially-rewarding habit. It's better to set a positive pattern with the use of that first hour or two after work is done.
Ann Hermes/The Christian Science Monitor/File
Each weekday, my children arrive home about two hours before my wife does, giving me two hours where it’s just dad and the kids.
Most days, they’re pretty happy to do whatever I suggest, but if I don’t happen to have an idea for them, they’ll go out in the back yard and play or, if the weather is poor, down to the family room and watch a television show.
While I don’t mind playing in the back yard so much, it’s very important to me that they establish good habits for the end of their school day. I want them to be involved in something active and productive, not something passive.
I witnessed the dangers of coming home and being passive in my own life. For my entire educational career and the first few years of my professional career, I would come home from work and just kick back with a book or a television show.
That routine damaged my finances, as I found myself accepting a huge cable bill and buying lots of books. It damaged my connections to other people, as I was spending time alone. Most of all, it was gobbling down time that I could have used for other things.