There are good reasons for this. Smartphones make you feel brainy, organized, empowered. The perfect tool for reasoning with that angry collection agent or redirecting your friends' negative tweets with a cool onscreen compass.
Of course, this is no ordinary slump. The Worst Financial Crisis since the Great Depression has spawned the Longest Postwar Recession and a Really, Really Bad Job Market. Even '80s-tested boomers look a little green above the collar.
So you might need more than a BlackBerry or iPhone to ward off the shadows of personal bankruptcy. Here are my picks for the four other must-haves of this Great Recession. Readers may quibble about what I've left out, but no reasonable person believes you should be without: