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Top 10 banks for rainy day savings

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Americans' have begun to boost their savings this year – a hopeful sign that will strengthen household finances, boost rainy day funds, and bolster the US economy in the long term.

But where should move you park all that money? Banks and other federally guaranteed savings institutions – at least for the portion of savings that you might need in the next two years.

Here's a list of the Top 10 banks for savings compiled by BillShrink.com, a free online service that offers personalized recommendations for saving money on wireless bills, credit cards, gasoline, and now banks. Assuming that a family in Boston has $3,000 to put into a savings account, will need $1,000 always available, and is able to save an extra $200 each month, here are the banks BillShrink recommends:

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