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Healthcare crisis solved (with vouchers)

They helped end hunger in America. Applied to healthcare, they could cover the uninsured yet keep government from taking over.

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Democratic proposals to reform the American healthcare industry require too much faith in government while Republican proposals don't solve the problem of the uninsured.

The best known hybrid proposal, the Wyden-Bennett plan, overhauls the current insurance industry and solves the uninsured problem by mandating coverage. But as we have learned from Massachusetts' experience, enforcing mandated coverage is very difficult.

Americans deserve reform that deals with the three most important problems with American healthcare: (1) many people are uninsured, (2) those who have insurance worry that if they lose their job they might become locked out of the system because of a preexisting condition, and (3) many people are frustrated with increasingly intrusive insurance companies that treat patients more like criminals than customers. (Note that the skyrocketing cost of healthcare is not one of the Top 3 problems – more on that later.)

Any plan that doesn't address these three problems is inadequate. Any plan that requires nationalizing healthcare is excessive and prone to failure.

To get everyone in the system without mandating coverage, we should enact a national sales tax – 6 percent would be sufficient – on all goods and services. This revenue would pay for a voucher that every American citizen could use to buy a catastrophic health insurance policy.

Vouchers for healthcare? Absolutely. Vouchers work. We solved the hunger problem in America with vouchers in the form of food stamps. This program is efficient because it is simple, transparent, and works with, rather than against, market competition.


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