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How to fasten your financial seatbelt

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Develop a yen for yard sales. This goes for thrift stores, too. You can set out with a item in mind and limit yourself to finding it, but be ready for the unexpected bargain. Here, Larry and Alice Nace hunt for goodies as they scour a yard sale in Decatur, Ala., on July 31.

PHOTO: Gary Cosby Jr./ The Decatur Daily/AP

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