Obamacare directly affects mainly those Americans who don't get health insurance through their jobs. So far, some are happy. Some are furious. Many are scratching their heads. Here are four real-life stories that show some of what's happening as health-care reform rolls out.
President Obama, at a year-end news conference, danced around the question of whether the rough Obamacare roll-out and his sinking poll ratings made this the worst year of his presidency.
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