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How to fasten your financial seatbelt

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Become an extreme couponer. Monica Knight, a dental hygienist and mother of two, shows her coupon binder at her home in Boise, Idaho, on July 28. Ms. Knight used to spend $600 a month on groceries. Thanks to extreme couponing, she's down to $100-150 a month.

PHOTO: Jessie L. Bonner/AP/File

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