Online coupons: Four ways you can save money online

4. Try out the future.

Paul Sakuma/AP/File
Apple CEO Steve Jobs holds up iPhone 4 at the Apple headquarters July 16. Some smartphone users are already using online coupons that they display at checkout to get their discount.

Mobile couponing represents the cutting edge of online coupons. You find a product at a store, search for a coupon on your smartphone, and have the barcode on your smartphone screen scanned at the cash register. Or you're on the address list of a local restauranteur or retailer, who sends out a text message coupon to your cellphone.

It's more hype than reality right now. Mobile marketing was only $2.7 billion last year, less than 10 percent of all online marketing, according to Borell Associates. But it's expected to grow 84 percent a year and hit $57 billion by 2014.

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