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How to fasten your financial seatbelt

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Learn to fix stuff. Pat Nelson works on a sewing machine in his shop in Lewiston, Idaho, on July 28. Mr. Nelson had retired and closed his fix-it shop, but calls from his former customers convinced him to reopen. And if you can learn to make stuff, i.e. by sewing, you'll be ahead of the game.

PHOTO: Steve Hanks/Lewiston Tribune/AP

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